Short on Cash ?

Loan-Trust.com provides loan referral services and related content through its web-based platform and related technologies, including any updates, features, or functionality (collectively, the “Service”). All access to and use of the Service is subject to these Terms and Conditions of Use (the “Terms”). By accessing, browsing, or otherwise using this website or the Service, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.

Loan Referral Service

Our loan referral service (the “Service”) connects consumers with prospective lenders, financial service providers, and third-party data processors participating in our network (collectively, the “third-party marketing partners”).

We do not collect Social Security numbers, bank account information, or other sensitive financial account credentials.

To use the Service, you must complete an online request form (a “Request Form”) that requests certain personal information from you, including your name, address, telephone number, and email address.

Please review our Privacy Policy. The Privacy Policy is incorporated by reference into and forms part of these Terms of Use.

Credit Decisions

Loan-Trust.com is not a lender and does not make loans or credit decisions.

We do not guarantee that any lender or financial service provider will approve your loan request or offer any specific terms, rates, fees, or conditions. All lending decisions are made solely by third-party lenders and financial service providers.

Loan-Trust.com does not guarantee that any loan offer represents the best available terms in the market. Users are responsible for reviewing and confirming all loan terms directly with the respective lender.

Loan-Trust.com does not charge any fees or upfront payments to users. Our service is completely free for consumers.

Information Sharing and Communication

By submitting a Request Form, you understand and agree that your information may be shared with third-party lenders, financial service providers, marketing partners, and data processing partners for the purpose of processing your request and matching you with potential loan offers. Loan-Trust.com does not directly contact users to offer loans or financial products.

By submitting your information, you provide your express written consent for these third parties to contact you via telephone, email, SMS/text messages, and other communication methods, including automated dialing systems, prerecorded messages, or artificial voice messages, even if your number is listed on any Do Not Call registry.

These third-party providers may contact you to process your request or provide additional offers.

Accuracy

You represent and warrant that all information you provide to Loan-Trust.com through the Request Form is accurate, complete, and truthful. This information may be shared with third-party lenders, financial service providers, and marketing partners.

If any information provided is found to be false, misleading, or incomplete, Loan-Trust.com reserves the right to deny, suspend, or terminate your access to the Service.

1) Introduction

We at Loan-Trust.com (“we,” “us,” or “Loan-Trust.com”) are committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains what information we collect, how we use it, and how we share it when you use our website and services.

2) Personally Identifiable Information (PII)

When you use our website, we may collect personal information that can identify you, including your first and last name, email address, telephone number, physical address, employment information, housing information, and loan-related preferences. We do not collect Social Security numbers, bank account details, or financial login credentials.

3) Non-Personally Identifiable Information

We may also collect non-personal information such as IP address, browser type, device information, and website usage data.

4) Cookies

We use cookies and similar technologies to improve website performance, analyze user behavior, and enhance user experience. You may disable cookies in your browser settings.

5) Information Sharing

By submitting your information, you agree that we may share your information with third-party lenders, financial service providers, marketing partners, and data processors for the purpose of connecting you with relevant financial offers. We do not sell your personal information for monetary value in the traditional sense, but your information may be shared with third parties as part of our loan referral services.

6) Data Security

We use reasonable administrative and technical safeguards, including SSL encryption, to protect your personal information. However, we do not guarantee absolute security of data transmitted online. We retain personal information only as long as necessary to fulfill the purposes described in this Privacy Policy or as required by law.

7) Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites.

8) Your Consent

By using this website, you consent to the collection and use of your information as described in this Privacy Policy.

9) Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

10) California Consumer Privacy Act (CCPA)

If you are a California resident, you have the right to request access to your personal information, request deletion of your personal information, and request information about how your data is used and shared. You also have the right to opt out of the sharing or disclosure of your personal information. To exercise these rights, you may contact us at support@loan-trust.com. We will not discriminate against you for exercising your privacy rights.

To opt out of data sharing, you may contact us at the same email address.